Author Topic: Ano ba ibig sabihin ng Funds or MU?  (Read 1421 times)

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CodeRepublic

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Ano ba ibig sabihin ng Funds or MU?
« on: April 23, 2012, 02:49:46 AM »
Nung nabababasa po ako ng Rich Dad Poor Dad, meydo nawindang ako nung naencounter ko yung funds..

ano ba ibig sabihin neto?

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Ano ba ibig sabihin ng Funds or MU?
« on: April 23, 2012, 02:49:46 AM »

Mountain View

MoneySensePH

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Re: Ano ba ibig sabihin ng Funds or MU?
« Reply #1 on: April 23, 2012, 02:50:28 AM »
Uy maganda yang Rich Dad Poor Dad, Marami din akong natutunan dyan...

to answer your question, let me say that.. Funds are an attractive medium- to long-term investment tool. They give investors the opportunity to diversify even a small investment in securities, bonds, currencies and commodities in markets around the world. This is achieved by combining the resources of many investors into one large pool, which can be spread over a number of different investments and over a wide geographical area. This range of investments is called a portfolio.
Maraming klaseng funds, pero common yung mutual funds, Unit/Fixed Investment Funds, etc.etc.

But in general terms, Funds have a number of benefits:

! Diversification, thus spreading the risk.
You spread your investment across a diverse portfolio. This is usually safer than
investing in a single share. Of course, levels of risk and return also vary among different
funds.

! Professional management.

Fund managers spend their working lives researching and managing investments. It
would be very difficult for an individual to have an in-depth knowledge of markets around
the world. With a unit trust, their expertise is working for you.

! Access to worldwide markets.

Your money can be invested in overseas markets, which may not be easily accessible by
individuals. The minimum investment amounts are usually very affordable.

! Economies of scale.
With a large number of investors contributing to a single fund, operating costs and
commissions can be amortised. Individual investors thus pay lower fees.

! Liquidity.

You can buy and sell trusts funds on any dealing day (taking into account the required
holding periods of some funds).

! Potential to earn higher yields.

Although most funds do not guarantee specific rates, they do give investors the
opportunity to earn potentially higher yields than time deposits since the proceeds are
invested in the various bond, stock, currency or commodity markets.

So depending on your risk appetite,maganda  na malaman mo saan ka nababagay at kung ano ang current situation mo ngayon..

hope this helps po... Thanks

PesoRepublic.com | Your smart guide to money matters and entrepreneurship.

Re: Ano ba ibig sabihin ng Funds or MU?
« Reply #1 on: April 23, 2012, 02:50:28 AM »

 

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