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Kailagan ba talaga natin ng Life Insurance?

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Author Topic: Kailangan ba talaga natin ng Insurance?  (Read 666 times)

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NeoGemini

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Kailangan ba talaga natin ng Insurance?
« on: June 27, 2014, 05:30:24 PM »
Im just wondering, Kailangan ba talaga natin ng Insurance? Life Insurance that is.

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Kailangan ba talaga natin ng Insurance?
« on: June 27, 2014, 05:30:24 PM »

Mountain View

ZuvelCompany

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Re: Kailangan ba talaga natin ng Insurance?
« Reply #1 on: June 27, 2014, 05:34:02 PM »
Well depende siguro sa situation mo.

Pero mas advisable sabi ng iba na pag may pamilya ka na dapat may life insurance ka na for protection.

entrepreneura

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Re: Kailangan ba talaga natin ng Insurance?
« Reply #2 on: June 27, 2014, 05:47:32 PM »
Yes we really need insurance, employee, ofw, businessman or mayaman..

Overtime, There are many advantages and benefits of having life insurance like:

1) for Income protection (bread winner supporting your family, like may maliliit ka pang anak, makakapagpatuloy sila sa pag aaral kahit wala ka na.)
2) for estate tax planning ( for estate tax payment para makuha mo mga pera mo sa bank or matrasfer ang properties sa mga naiwan, imbes na yung savings ang pambayad, yung proceeds galing sa life insurance ang pambayad sa tax, dapat asikasuhin na yun 6 months after death, kasi may charges na. 3)for final expenses, kung namatay ka ng may naiwan kang gastos sa pagpapaospital bago ka binawian ng buhay, mga pinagkakautangan, and pambili ng kabaong at paglilibingan, di mo siguro gustong magkaproblema pa ang maiiwanan mo...

Kung mabubuhay ka namn ng matagal, yung cash value or fund value nung plan mo, magagamit mo sa panggastos mo for your everyday needs..

Ok din sya pang collateral loans sa bangko.

Financial planning din, pag may time.

PesoRepublic.com | Your smart guide to money matters and entrepreneurship.

Re: Kailangan ba talaga natin ng Insurance?
« Reply #2 on: June 27, 2014, 05:47:32 PM »

 

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