Author Topic: Any idea on how to maximize ang bank deposits, or government bonds?  (Read 2956 times)

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GreenMoney

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Any idea on how to maximize ang bank deposits, or government bonds? Share naman kayo peeps.. thanks.

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RichPoorDad

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Re: Any idea on how to maximize ang bank deposits, or government bonds?
« Reply #1 on: April 26, 2012, 12:46:45 AM »
why not try to Put enough funds in it for your recurring family expenses. If you already have other investments, you can arrange their maturity with your savings deposit. If your shortest investment is a three-month placement, try to have three-months worth of family funding needs in your savings deposit as well.
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GreenMoney

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Re: Any idea on how to maximize ang bank deposits, or government bonds?
« Reply #2 on: April 26, 2012, 12:47:47 AM »
how time deposits po?

RichPoorDad

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Re: Any idea on how to maximize ang bank deposits, or government bonds?
« Reply #3 on: April 26, 2012, 12:50:09 AM »
Well for Time deposits, i think they give better rates but you must be willing to keep the funds with the bank for 3 or 6-12 months, sometimes even longer which can aren't that practical anymore. You can still withdraw the funds before the pre-determined maturity date if you really have to, but if you do this, the interest often reverts to the lower savings deposit rate. In such a case, simply inquire if your bank offers a “special savings account.” That is much better than a time deposit because your funds won’t be tied up for a long time or won’t even be tied up at all.
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mjvillena

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Re: Any idea on how to maximize ang bank deposits, or government bonds?
« Reply #4 on: August 27, 2013, 12:28:26 PM »
Actually for me roi of the bank deposits are very low. I think its almost 1 percent not sure ha basta mababa talaga. nagpasok ako ng money 5 years ago and ung value ng td ko almost 2k lang ung return per year kahit 200k to 300k ung investment ko. so naghanap ako ng mas magandang ways para mas lumaki ung value ko and i started to trade stocks sa philippines ung brokerage ko is Colfinancial last year okay siya but ngayon sobrang baba ng value ng portfolio ko so ang tendency naka-lock sa kanila and i have no idea kung kelan babalik ung total money ko then what i did i started to trade forex mas maganda siya actually kase 24 hours trading siya and okay talaga short span of time pde ka kumita. Nagtry ako ng brokerage ng MetisEtrade sa the fort.

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Re: Any idea on how to maximize ang bank deposits, or government bonds?
« Reply #4 on: August 27, 2013, 12:28:26 PM »

 

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