Author Topic: RETIREMENT PLANS  (Read 975 times)

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WorldPerksPH

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RETIREMENT PLANS
« on: June 03, 2014, 05:41:29 PM »
I think it's best to discuss retirement plans kahit na medyo bata pa tayo. ANo ano bang bank products or investment schemes na pwedeng pang retirement ? Or do you own any  retirement plans? Saan kayo kumuha at ano ang coverage plan nun?




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RETIREMENT PLANS
« on: June 03, 2014, 05:41:29 PM »

Mountain View

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Re: RETIREMENT PLANS
« Reply #1 on: June 03, 2014, 05:48:46 PM »
Social Security System lang talaga or SSS ang pinaka reliable. but then again kelangan diversified pa din part of your savings.

Marami kasi sa atin and even the culture itself ang nangyayari is nagiging dependent na tayo sa ating mga anak pag tumagal. siguro maganda we spare or budget our money to include our retirement so we wont rely on our children pag retirement.

RichPoorDad

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Re: RETIREMENT PLANS
« Reply #2 on: June 03, 2014, 05:57:38 PM »
Naka attend ako one time dati sa isang seminar which talks about Money and one of the topics nga is yung retirement. Sabi nung speaker by 2040 daw about 20 million Filipinos would become retirees (or by standard those who have reached 60 years old and above) or about 16% of our population. Many of these retirees will depend on government pension (SSS, GSIS) which cannot even catch up with the inflation and sadly many of them will depend on relatives or children financially. May mga sinabi yung speaker to invest sa stock market kasi long term effect e malaki ang chance na malaki ang return.

Sabi pa nung speaker, most Filipinos daw have this culture that when you raise your children – feed them, give them the best education or protect them from any harm – they are obliged to pay you back someday. Parents raise their child because it’s their responsibilities to do so that goes along with children’s right to be sheltered, fed, and given the opportunities in life. Your children are your obligations, not your investment where you can expect returns.

How do you see yourself retiring? Is it something exciting? Or are you worried? What are you doing today, then?

CodeRepublic

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Re: RETIREMENT PLANS
« Reply #3 on: July 24, 2014, 03:47:29 PM »
I believe it is really high time for Filipinos to rethink on how their retirement should be. If they want to have a better future, they should invest their money properly when they are still young.

But the question is, ano anong investment products/retirement plans ang ok these days knowing a lot of these companies - so called insurance companies can sometimes go bankrupt?

I've invested at Prudential life Insurance 5 years ago for a pension fund and look how it turned out.

BusinessManPH

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Re: RETIREMENT PLANS
« Reply #4 on: August 03, 2014, 08:58:15 PM »
you really cant tell about the future...

What we can probably do is try to see which of the companies are stable for long term... question their finances and their annual statement. and ask their companies performance.


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Re: RETIREMENT PLANS
« Reply #4 on: August 03, 2014, 08:58:15 PM »

 

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