Author Topic: Ilan taon ka na at magkano na savings mo?  (Read 3086 times)

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IntraLover

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Ilan taon ka na at magkano na savings mo?
« on: February 28, 2014, 06:39:50 PM »
Ilan taon ka na at magkano na savings mo?

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Ilan taon ka na at magkano na savings mo?
« on: February 28, 2014, 06:39:50 PM »

Mountain View

PinoySpecialist

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #1 on: May 21, 2014, 09:57:02 AM »
wala pa akong 30s pero earnings ko nasa 500,000 palang.

kayo po ba?

entrepreneura

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #2 on: June 06, 2014, 04:39:07 PM »
Am on my 40s na net worth around P3M, we have other investments na din


CodeRepublic

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #3 on: July 25, 2014, 05:51:54 PM »
Age: almost 28 years old.
Current Savings and/or Investments: Php 550,000
Years of working: 5 years.

I don't have a big salary, but I still live with my parents so that's a big help. I contribute to the monthly budget, and I'm able to save and invest more than half of my net. My strategy? After deducting my monthly allowance (for parking, gas, the occasional food) and monthly savings (51% of my net), the leftover money will be for my personal use. BUT, whenever this leftover money reaches 15k, nilalagay ko yung labis sa savings. That way, hindi ako matetempt masyado sa impulse buying. Ginawa kong habit yung kapag may gusto ako, I will save up for it, not use the money I have now.

Para sa mga papasok palang sa corporate world, lalo na yung mga nakatira pa with parents, use your situation to your advantage. Don't use it as a reason to live excessively. Your future self will thank you for it.

Technopreneur101

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #4 on: July 25, 2014, 05:55:40 PM »
ako 27, halos magkasing edad pala tayo coderepublic. hehee

so far eto na naiipon ko.
emergency fund - 50K (ipon 10k monthly to make it 200k)
saving's acct - 150k
investment - 500k (gets 10k monthly interest)
lot at pangasinan- 50k (1 hectare)
utang - 50k (but will be paid this bonus)
insurance/VUL - ka start palang 3 months ago.

I read about Mutual fund and UTFI, willing to invest after i build Emer fund..

Want to have my first Million before my 30yrs old.

PinoyLife

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #5 on: July 25, 2014, 06:03:34 PM »
Age: 32

SGD 50,000 (+ 3% interest) - retirement fund, keep on contributing SGD 1,300 every month in which ~40% is from my company. This can be liquidated should I withdraw my residency in Singapore.

SGD 100,000 - combined life insurance from personal, company and government.

SGD 15,000 (+10% paper gain) - from 6 mutual funds, keep op topping up every month by SGD300.

PHP 200,000 (+20% paper gain) - from 2 blue chip PH stocks. Keep on investing 5K every month using cost averaging method.

PHP 3,000,000 (+ 12% appreciation) - house and lot in Laguna.

PHP 50,000 - Emergency Fund (We all have hospitalization)

With 1 lovely and gorgeous wife and 1 kid
« Last Edit: July 25, 2014, 06:05:45 PM by PinoyLife »

Ken312

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #6 on: July 25, 2014, 06:12:57 PM »
nakakainggit naman kayo. Ako nasa P15,000 lang pera ko sa bangko.

Nagkasakit kasi mother ko... so yung medical expenses e ginamit ko sa pagpapagamot nya. tapos pinag aaral ko din yung bunso kong kapatid.

Father ko naman at the moment e walang trabaho so sa akin nakadepend mostly lahat ng mga pangangailangan ng magulang ko at kapatid ko. medyo madrama lang pero sana makayanan.

sana umayos ang financial standing namin at sana magkawork ulit si papa.


IntraLover

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #7 on: July 25, 2014, 06:17:21 PM »
nakakainggit naman kayo. Ako nasa P15,000 lang pera ko sa bangko.

Nagkasakit kasi mother ko... so yung medical expenses e ginamit ko sa pagpapagamot nya. tapos pinag aaral ko din yung bunso kong kapatid.

Father ko naman at the moment e walang trabaho so sa akin nakadepend mostly lahat ng mga pangangailangan ng magulang ko at kapatid ko. medyo madrama lang pero sana makayanan.

sana umayos ang financial standing namin at sana magkawork ulit si papa.


@ken312 dont worry... paunti unti mararating mo din ang mga pangarap mo.. kapit lang.. buti nga at napupunta sa magandang bagay yung perang pinaghirapan mo di tulad  ng iba na ginagastos sa kanilang layaw at sugal. kaya nga siguro tayo nandito e. para lagi tayong may matutunan sa pagpapalago ng pera natin diba?

Sana um-ok na mother mo. health talaga ang pinaka importante at kelangan natin etong pangalagaan kasi uubusin lang ng pera kung may sakit ka... invest ka sa mga supplements para family mo at ikaw din maintenance mo na din para di ka magkasakit.


WorldPerksPH

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #8 on: July 25, 2014, 06:21:15 PM »
37 yrs old....born poor

real state (commercial lot) - 900K (fully paid) --> current appraised value: 1.2M
real state (condo) - 4.7M (equity @1.3M) --> current appraised value: 5.5M
MF (trial only) - 50K
savings = 500K
credit = 0



next targets:

real state (commercial building using my commercial lot above)
real state (acquire agricultural lot, start agri business)
real state (rental for the condo above, after turnover)
« Last Edit: July 25, 2014, 06:23:05 PM by WorldPerksPH »


Check it here.

Click the image to learn more...

jenicasoriano

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Re: Ilang taon ka na at magkano na savings mo?
« Reply #9 on: July 25, 2014, 11:31:53 PM »
Mid 20s ako savings ko nasa more than hundred k na. Pero may investments na din naman ako so hindi ako nakokontian

ZuvelCompany

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #10 on: November 19, 2014, 01:16:22 PM »
dapat before 30s millionaire ka na jenicasoriano :)

bukod sa pag iipon ba ano ano bang magandang investment?

jenicasoriano

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #11 on: December 10, 2014, 02:37:33 PM »
dapat before 30s millionaire ka na jenicasoriano :)

bukod sa pag iipon ba ano ano bang magandang investment?



haha nakakapressure naman yung maging millionaire by 30s! Hahaha! Kumuha ako sa Brio para maiparent pero isipin ko pa kung yun ang ipaparent ko o yung pinagsstayan ko ngayon

NeoGemini

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #12 on: December 11, 2014, 08:57:17 AM »
dapat before 30s millionaire ka na jenicasoriano :)

bukod sa pag iipon ba ano ano bang magandang investment?



haha nakakapressure naman yung maging millionaire by 30s! Hahaha! Kumuha ako sa Brio para maiparent pero isipin ko pa kung yun ang ipaparent ko o yung pinagsstayan ko ngayon


hi, magkano nyo po nakuha yung brio?

jenicasoriano

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #13 on: December 11, 2014, 01:00:43 PM »

hi, magkano nyo po nakuha yung brio?


I got a 1br with balcony for 2.33M 28.5sqm

MotherTouch

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Re: Ilan taon ka na at magkano na savings mo?
« Reply #14 on: December 18, 2014, 08:55:28 AM »
saan ba located ang brio? maganda ba doon?

@jenica, preselling yung 2.33?

PesoRepublic.com | Your smart guide to money matters and entrepreneurship.

Re: Ilan taon ka na at magkano na savings mo?
« Reply #14 on: December 18, 2014, 08:55:28 AM »

 

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