Author Topic: Papaano ba kayo mag save ng pera?  (Read 1606 times)

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NeoGemini

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Papaano ba kayo mag save ng pera?
« on: August 20, 2012, 02:42:34 PM »
Ano ano ba ways para mapagsave ng pera, lalo pa kung gipit na gipit ka?

Marami sa atin for sure kulang na kulang ang naiipon. Paano nyo hinahati yun sa monthly budget nyo?

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Papaano ba kayo mag save ng pera?
« on: August 20, 2012, 02:42:34 PM »

Mountain View

GreenMoney

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Re: Papaano ba kayo mag save ng pera?
« Reply #1 on: August 20, 2012, 02:44:56 PM »
To save money is to be strict about it, one tip i could give you is you bring in your purse the amount you need for the day like transportation and food. Dont go window shopping and avoid all temptations for you to buy anything other than your necessities. Be strict with your savings. It requires a lot to have discipline and be the master of yourself.

CodeRepublic

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Re: Papaano ba kayo mag save ng pera?
« Reply #2 on: August 20, 2012, 02:56:34 PM »
Kung may creditcard or utang ka i suggest bayaran mo muna yun... tapos yung mga utilities iconsider mo dapat sa budget.

Maganda may schedule of payment ka everymonth and allocation ... something like this siguro.. ganito kasi ang gawa ko.

SAVINGS                       30%
Mama                            25% (Since I’m still living with my mom)
Transpo                        20%
Groceries                       5%
Food Share/Allowance  10%
Gym/Supplement            7%       
Load                               1 %
Charity                            2%
------------------------------------
                                     100%

Whatever my income every month ganito ko ini-allocate ang pera ko. I also have a notebook to list down all my expenses every day para alam ko how much ang na-spend ko or if I still have a budget to buy something because I always have scheduled budget. Pag di schedule hindi ako naglalabas ng pera. So I have total control of my expenses. You have to MASTER your MONEY and not let money master over you.

CorporateCorps

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Re: Papaano ba kayo mag save ng pera?
« Reply #3 on: August 20, 2012, 02:59:48 PM »
hello po...

pay yourself po.. from rich dad poor dad..

salary minus savings equals to your expenses..

save first before you buy something..

buy things you need..
build up your asset column..


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BusinessManPH

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Re: Papaano ba kayo mag save ng pera?
« Reply #4 on: August 20, 2012, 03:01:59 PM »
What I do is every Salary or whatever Income I got I divide it to this portions;

50% - Necessities Account
20% - Debt retirement Account
10% - Freedom Account (Investment)
10% - Saving Account
10%- Play Account (Keep on Hand)

MotherTouch

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Re: Papaano ba kayo mag save ng pera?
« Reply #5 on: August 20, 2012, 03:03:54 PM »
nice post... talagang nawiwili na tayong mag ipon ha..

e yung bang mga alkansya effective way ba para makaipon?

PesoRepublic.com | Your smart guide to money matters and entrepreneurship.

Re: Papaano ba kayo mag save ng pera?
« Reply #5 on: August 20, 2012, 03:03:54 PM »

 

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